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Turning 65

Your Guide to Medicare
Made Simple

Turning 65 is a big milestone—and we’re here to help you navigate your Medicare options with confidence and ease.

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When Can You Enroll ?

Your Initial Enrollment Period (IEP) is a 7th month enrollment period around your 65th Birthday.

3 Months
Before
Birthday

Birthday
Month

Already receiving Social Security benefits?


You’ll be automatically enrolled in Medicare Parts A & B.

3 Months
After
Birthday

Not receiving Social Security benefits?


You must sign up through the Social Security Administration

Icons representing a hospital, a stethoscope, a shield with a medical cross, and a prescription bottle.

Covers doctor visits, outpatient care, medical supplies, and preventative services.

Part B
(Medical)

Covers inpatient hospital stays, skilled nursing care, hospice, and some home healthcare.

Part A
(Hospital)

Combines Part A & B and often includes extra benefits like dental, vision, hearing, and wellness.

Part C
(Medicare Advantage)

Helps cover the cost of prescription medications.

Part D
(Drug Coverage)

The Basics: Medicare Parts

Key Enrollment Periods to Know

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Annual Enrollment Period
(Oct 15 - Dec 7)

  • Make changes to your coverage for the next year.

  • Switch or drop plans.

Medicare Advantage
Open Enrollment
(Jan 1 - March 31)

  • Switch Medicare Advantage plans or return to Original Medicare.

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Special Enrollment
(When You Qualify)

  • You may qualify if you’re still working or have other health coverage.