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Whether you're turning 65 or preparing to retire, the 2026 Medicare Guide can help you better understand your coverage options and enrollment timelines.
Then continue below to learn more about Turning 65 and the Medicare process.
Thank You!
Turning 65
Your Guide to Medicare
Made Simple
Turning 65 is a big milestone—and we’re here to help you navigate your Medicare options with confidence and ease.
When Can You Enroll ?
Your Initial Enrollment Period (IEP) is a 7th month enrollment period around your 65th Birthday.
3 Months
Before
Birthday
Birthday
Month
Already receiving Social Security benefits?
You’ll be automatically enrolled in Medicare Parts A & B.
3 Months
After
Birthday
Not receiving Social Security benefits?
You must sign up through the Social Security Administration
Covers doctor visits, outpatient care, medical supplies, and preventative services.
Part B
(Medical)
Covers inpatient hospital stays, skilled nursing care, hospice, and some home healthcare.
Part A
(Hospital)
Combines Part A & B and often includes extra benefits like dental, vision, hearing, and wellness.
Part C
(Medicare Advantage)
Helps cover the cost of prescription medications.
Part D
(Drug Coverage)
The Basics: Medicare Parts
Key Enrollment Periods to Know
Annual Enrollment Period
(Oct 15 - Dec 7)
Make changes to your coverage for the next year.
Switch or drop plans.
Medicare Advantage
Open Enrollment
(Jan 1 - March 31)
Switch Medicare Advantage plans or return to Original Medicare.
Special Enrollment
(When You Qualify)
You may qualify if you’re still working or have other health coverage.