Step 1: ComplimentaryConsultation

  • Meet in our office, at your home, or by phone— whatever works best.

  • Identify the enrollment windows you’re eligible for.

  • Review any employer or retiree health benefits and compare then with Medicare to see which route makes the most sense.

Where and How We Meet

  • Clarify the differences between Medicare Supplement and Medicare Advantage plans.

  • Explain the phases of Part D prescription coverage (deductible, initial coverage, coverage gap, and catastrophic).

  • Break down Original Medicare Parts A and B.

  • Present plan options that include your preferred doctors and local pharmacies.

  • Highlight extra benefits such as vision, dental, hearing, or fitness perks.

Explore Your Medicare Choices

  • Understand the basic costs of Original Medicare

  • Review estimated monthly and yearly healthcare expenses

  • Learn about possible IRMAA income-related charges

  • Compare Medicare Supplement and Advantage plan costs and coverage

  • Evaluate prescription drug coverage and medication costs

  • Avoid costly late-enrollment penalties

Understand All Costs Up Front

Medical documentation with a stethoscope, pen, and healthcare forms labeled 'Medicare' and checkboxes.
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